What to do if you Can’t Pay your Mortgage because of the Government Shutdown

If you’d like to talk more about modifying you mortgage give call at 703-651-5655.

Are Loan Modifications Worth it or are they a Scam?

Homeowners who are struggling to make their mortgage payments need to be aware of con artists that promise to save their homes and lower their mortgage debt or their payments.

Watch out for:

• No special assistance is needed to apply for a HAMP modification and paying a third party does not improve your likelihood of obtaining one. Beware of persons claiming to be HAMP experts. Homeowners can make application on their own or with the help of a Housing and Urban Development (HUD) approved housing counselor. Applying for the program is always free.
• No third party can approve a modification; this can only be done by the loan servicer.
• No advance fee is necessary for mortgage modification services and in most cases charging in advance for a modification is illegal.
• Homeowners should verify the authenticity of any individual or company that claims to be affiliated with HAMP or displays a seal or logo representing the U.S. government by calling the Homeowner’s HOPE^TM Hotline.
• Beware of individuals or companies that offer money-back guarantees or that advise stopping mortgage payments or not contacting the mortgage servicer.

The key is to look for help that requires NO FEES! If you have questions about the loan modification you’re already taking part in, or if you’re in any kind of trouble with your mortgage, call me at (703) 774-9572 or email me. We’ve helped hundreds of homeowners and we can help you too.

We have successfully sold over 350 short sales! Yours may be next!

Jennifer Young Homes

Keller Williams Realty

(703) 774-9572

Great Single Family Short Sale Just Listed in Temple Hills MD!

3510 Everest Drive, Temple Hills, MD 20748

Beautifully renovated 4 bedroom all brick home with w/designer paint, hardwood flooring throughout on lovely lot backing to woods for privacy! Sun filled main level has formal dining room and formal living room with brick wood burning fireplace. Updated open kitchen with has access to side entrance of home. All 3 bedrooms on main level have hardwood flooring and the full bath is completely updated! Fully finished LL has family room with 2nd FP & picture window, 4th BR, renovated full bath, laundry, ample storage space and walks out to patio and rear yard backing to woods. Loads up updates including new HVAC!

Burke Single Family Chase Bank Short Sale Just SOLD!

10111 Schoolhouse Woods Court, Burke, VA 22015

Lovely 4 bedroom, 2.5 bath home on quiet cul-de-sac in amenity filled Burke Centre community. Hardwoods, crown, molding. Sun filled kitchen has bay window breakfast nook & French doors to dining room. Large living room w/wood burning FP opens to deck and fenced rear yard! Large MBR has walk-in closet & full bath. Finished LL has rec rm w/wood wainscotting, laundry room & loads of storage space!

Here is the approval letter:

Woodbridge Short Sale Condo Under Contract!

11722 Tolson Place Unit#304, Woodbridge, VA 22192

It might look like a condo, but it feels like a townhouse! Located in desirable Lake Ridge, this is a top floor, 2 level unit. Washer/dryer included on the same level as 2 master bedrooms w/ full baths. Open floor plan includes powder room, living room & dining area with bamboo floors & kitchen w/ a breakfast bar. Sliding doors to the balcony. Assigned parking & tons of amenities!

Beautiful 3 Bedroom Town House Short Sale Back on the Market!

8125 Honey Bee Way, Manassas Park, VA 20111

Beautiful 3 BR , 3.5 BA TH w/attached 2 car garage backing to parkland, walk to VRE! Well maintained sun filled home w/9′ ceilings, recessed lighting, hardwood flooring. Formal dining rm. Gourmet kitchen w/granite, SS appls, huge island, brkfast bar. Living rm w/gas FP opens to screened porch & deck overlooking trees for privacy. MBR w/luxury bath, BR level laundry! LL fam rm leads to fenced yard.